The Biggest Mistake Millennials are Making

August 13, 2019

So who is David Bach you ask? Heโ€™s a self-made millionaire who has written 9 consecutive ๐˜•๐˜ฆ๐˜ธ ๐˜ ๐˜ฐ๐˜ณ๐˜ฌ ๐˜›๐˜ช๐˜ฎ๐˜ฆ๐˜ด bestsellers. His book, ๐˜›๐˜ฉ๐˜ฆ ๐˜ˆ๐˜ถ๐˜ต๐˜ฐ๐˜ฎ๐˜ข๐˜ต๐˜ช๐˜ค ๐˜”๐˜ช๐˜ญ๐˜ญ๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ช๐˜ณ๐˜ฆ, spent 31 weeks on the ๐˜•๐˜ฆ๐˜ธ ๐˜ ๐˜ฐ๐˜ณ๐˜ฌ ๐˜›๐˜ช๐˜ฎ๐˜ฆ๐˜ด bestseller list. He is one of the only business authors in history to have 4 books simultaneously on the ๐˜•๐˜ฆ๐˜ธ ๐˜ ๐˜ฐ๐˜ณ๐˜ฌ ๐˜›๐˜ช๐˜ฎ๐˜ฆ๐˜ด, ๐˜ž๐˜ข๐˜ญ๐˜ญ ๐˜š๐˜ต๐˜ณ๐˜ฆ๐˜ฆ๐˜ต ๐˜‘๐˜ฐ๐˜ถ๐˜ณ๐˜ฏ๐˜ข๐˜ญ, ๐˜‰๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜ฆ๐˜ด๐˜ด๐˜ž๐˜ฆ๐˜ฆ๐˜ฌ, and ๐˜œ๐˜š๐˜ˆ ๐˜›๐˜ฐ๐˜ฅ๐˜ข๐˜บ bestseller lists. Here are a few other things he says:

โ€œBuying a home is an escalator to wealth. Young adults in particular arenโ€™t hopping on this escalator, and itโ€™s a costly mistakeโ€ฆIf millennials donโ€™t buy a home, their chances of actually having any wealth in this country are little to none.โ€

โ€œStart by crunching the numbersโ€ฆactually do the mathโ€ฆThis way, youโ€™re really clear on your goals and you wonโ€™t just say to yourself, โ€˜Iโ€™ll never afford this!โ€™ A good rule of thumb is to make sure your total monthly housing payment doesnโ€™t consume more than 30 percent of your take-home pay.โ€

Bottom line, letโ€™s at least have a conversation about this and let us help you crunch the numbers. Your Realtor Matters.

Hillsborough Living

June 24, 2019

Check us out in the latest issue of Hillsborough Living. We are featuring this kitchen overhaul from our Clydesdale listing that just closed for $651,000 OVER list price. This really isย #BeforeandAfterย goals ๐Ÿ’ช. The most exciting part though โ€“ we covered all the upfront costs to get this home ready to sell. By investing in your homeโ€™s potential, the Sternsmith Group provides a faster, more profitable sale by covering the costs upfront – from staging to home improvements and more, with no hidden fees or interest charged, ever.ย See what we can do for you and your home!

Summer Guide

June 17, 2019

Summer is officially here this Friday! ๐ŸŒž Which means there are all kinds of great things to do on the Peninsula starting today! Look for our comprehensive list from Burlingame to Redwood City in your mail box โ€“ all color coded by type of event plus dates and times ๐Ÿค“ โ€“ or DM us here and we will send you the list so you can load up your calendars. Your kids will especially appreciate it ๐Ÿ˜Š.

Understanding School Scores

March 12, 2019

On Saturday March 9 we had a great turnout to our free seminar on understanding school scores. With a seasoned school administrator leading the discussion, we learned how to navigate choosing the right school for your child, what to look for in a school, questions to ask, and how to understand the new school scores. Here are some of the slides that were presented. Be sure and check out the resources that were provided including:

California School Dashboard
School Accountability Report Card
Local Control Accountability Plan (prominently displayed on the home page of school district websites)

If you missed the seminar, get in touch and we would be happy to share the information.

Work Life Harmony: Part 1

November 6, 2018

Work Life Balance

Work Life Harmony

  • Jeff Bezos

#RealTalkWithCaseyย | While I was out and about I had the good fortune to catch a show on SiriusXM radio Wharton Business Schoolย channel. The guest was Randy Komisar of Kleiner Perkins in Menlo Park. I was so taken with his insight that I went back to re-listen to some of it online. Hereโ€™s my takeaways: Strive for harmony๐Ÿ‘ˆ. There is no balance; the balance is dynamic. Be all in when working with a client. But also cut out enough time to exercise, eat well, and think (and for us at Sternsmith, it means making quality time with our husbands and children๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ). He went on to say โ€œif you put down the limits, youโ€™ll be surprised how well people will work around your limits and youโ€™ll also be surprised how little those limits impede your ability to succeed. Iโ€™m going to remember this. Whoโ€™s in for a life of harmony. ๐Ÿง˜โ™€PS โ€“ I have lots more to share from this listening experience but donโ€™t want to overwhelm you. Stay tuned for parts 2 and 3.๐Ÿ˜Š