Fireproofing Your Property: Essential Steps for California Homeowners in Fire Zones

Casey Sternsmith

Living in a Fire Hazard Severity Zone in California—especially in San Mateo County—means taking extra steps to protect your home. 🔥 With wildfires increasing in frequency and intensity, creating a fire-resilient property is more important than ever. 🛠️🏡 In this blog, the Sternsmith Group shares actionable steps to help you mitigate wildfire risks and protect your investment.

What Is Defensible Space? 🌳🔥🚫

Defensible space is the buffer you create between your home and the surrounding vegetation, trees, or wildland. It helps slow the spread of wildfire and gives firefighters a safer area to defend your home.

California Law Requires:

  • Zone 0 (0–5 feet): Ember-resistant zone closest to your home. Avoid combustible materials like mulch and wood piles.

  • Zone 1 (5–30 feet): Keep plants well-spaced, prune trees, and remove dead vegetation.

  • Zone 2 (30–100 feet): Mow grass low and maintain tree spacing.

Maintaining defensible space is not just smart—it's required in many areas. 🧯🌲🚒

Home Hardening: Protecting Your Home From the Inside Out 🧱🔧🔥

Home hardening involves using construction techniques and materials that make your house more resistant to wildfire.

Key Features Include:

  • Ember-Resistant Vents:

    • Brandguard Vents – Specializes in fire-rated vent installations.

    • Signature Roofing – Based in Belmont and offers ember-resistant vent installation.

  • Fire-Resistant Roofing and Siding:

    • Cal-Pac Roofing – Based in San Mateo with Class A roofing options.

    • ELM Roofing Contractors – Serves the Bay Area with fire-resistant solutions.

  • Double-Paned or Tempered Glass Windows:

    • Anderson Installation – Offers double-paned and tempered window installation.

    • Ace Glass – Known for fire-resistant window options.

  • Deck and Fence Materials:

    • San Mateo Fence and Deck – Specializes in fire-resistant materials.

    • Bay Area Fence & Deck – Offers custom, fire-safe installations.

These changes may also make you eligible for insurance discounts. 💸🏠🔥

Local Support and Resources 🧑‍🚒📚🌐

San Mateo County and CAL FIRE provide a range of resources to help you meet defensible space and home hardening requirements:

The Sternsmith Group’s Expert Tip 💼📞🌟

As local real estate experts, we know how critical fire safety is to property value and insurance eligibility. If you're planning to sell, buy, or remodel in a fire zone, start with these upgrades. The Sternsmith Group is here to help you navigate every step—whether it’s evaluating a home’s fire readiness or connecting you with trusted contractors.

📞 Call us at 650-678-5455 to schedule a consultation.

Casey Sternsmith

Casey Sternsmith

Founder

Get to Know Me

Meet Casey Sternsmith, founding partner of the Sternsmith Group. In business, exceptional service is what matters most to Casey Sternsmith.

With Casey at the helm of the Sternsmith Group, this level of commitment is shared by all members of the group who pride themselves on being excellent listeners with unwavering integrity, and for providing the best advocacy and negotiation skills for their buyers and sellers.

Casey’s philosophy of “love what you do, or do something else” is at the forefront of the entire team, which is evident by their true passion for helping clients achieve their real estate goals.
 
As a leader in real estate marketing, Casey employs tried and true traditional marketing as well as cutting-edge strategies such as social media marketing and professional videos for every home – from small condos to luxury estate properties. Casey’s clients also benefit from her vast personal network as a lifelong resident of the area.
 
As a result, she often achieves unprecedented outcomes for her sellers with quick sales and prices exceeding the list prices. To her buyers, Casey is known for excelling in competitive multiple-offer situations.
 
With more than 10 years of results that speak for themselves, Casey never looks at the process as a transaction, but rather as a personal decision and life choice that impact each and every day of their life. Because of this, a great deal of Casey’s personal business, and the Sternsmith Group’s as a whole, comes from repeat businesses and referrals.
 
Prior to her career in real estate, Casey owned and operated a personal training/Pilates studio in San Mateo where she honed her customer service, management, organization, and marketing skills. Combined with a bachelor’s degree from UC Santa Barbara, all of this proved to be the ideal foundation for her future success in real estate. Casey and her husband have two small children and reside in Hillsborough.
 
Tess Salter

Tess Salter

REALTOR®

Get to Know Me

Tess Salter is a top-ranked real estate agent in San Mateo County and a key leader of the Sternsmith Group, known for her exceptional negotiation skills, client-first approach, and record of delivering outstanding results. Tess has helped clients buy and sell homes across San Mateo, Burlingame, Hillsborough, Belmont, San Carlos, Redwood Shores, Redwood City, San Bruno, Millbrae, South San Francisco, Bay Meadows, Menlo Park, and Foster City. She specializes in single-family homes, condominiums, townhomes, luxury estates, and investment properties.

With over 10 years of experience, Tess has sold 71 homes in San Mateo County in 2025 and helped 61 buyers and sellers achieve over $125M in sales in 2024, according to RealTrends. Since 2015, Tess and her partner Casey Sternsmith have closed $1.3B+ in total sales, ranking them among the top 5 agents in San Mateo County and the #1 agents in San Mateo for seven consecutive years.

Tess was recognized by Gentry Magazine as one of the Top 10 Agents Under 40 in 2020, and the Sternsmith Group has been nationally recognized on The Leading 100 for the past seven years, celebrating the top-performing real estate teams in the San Francisco Peninsula.

Tess is known for her expertise in off-market listings, pre-market preparation, luxury marketing strategies, and customized property-specific marketing. She leverages Compass’ advanced technology, social media, and Facebook/Instagram Live tours to maximize exposure and deliver top results. With a strong foundation in finance, accounting, and economics, Tess provides data-driven insights that help clients make strategic real estate decisions.

Outside of real estate, Tess is deeply committed to her community. She served as PARCA Auxiliary President (2024–2025), continues on the PARCA Board (2019–2025), volunteers in Hillsborough schools, served on the West Elementary School Site Council, and chairs the Relay for Life for the American Cancer Society.

With 150+ five-star reviews and a reputation for integrity, responsiveness, and personalized service, Tess Salter and the Sternsmith Group provide exceptional guidance, strategic marketing, and unparalleled support for anyone buying or selling in San Mateo County, Burlingame, Hillsborough, and surrounding Peninsula neighborhoods.

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